Dharmika, Satwyan Prabu Dhira (2024) THE IMPACT OF FINANCIAL LITERACY AND HEDONISM LIFESTYLE TOWARD FINANCIAL MANAGEMENT (STUDY OF STUDENTS OF UNIVERSITAS DIPONEGORO). Undergraduate thesis, FAKULTAS ILMU SOSIAL DAN ILMU POLITIK UNIVERSITAS DIPONEGORO.

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Abstract

A person's level of well-being can be seen from how well a person manage the finances.
Financial literacy is believed to help people to manage finances well and achieve
financial goals in the future. The better a person's understanding of financial literacy,
the wiser a person in managing finances. On the other hand, a hedonism lifestyle
encourages someone to behave consumptively which can worsen the quality of a
person's financial management. Students are in a transition period towards adulthood.
The skills that students must have before entering adulthood and the world of work are
skills in managing finances well, but sometimes students are still unable to manage
finances well and some of the students have a lifestyle that tends to be hedonistic. This
research aims to analyse the influence of financial literacy and hedonism lifestyle on
financial management behavior in Universitas Diponegoro students. Using a
quantitative approach, this research involved 330 active students selected using
purposive sampling techniques. Data collection was conducted through questionnaires
and analysed using SmartPLS software. The results showed that financial literacy has
a positive and significant influence on students' financial management behavior. In
addition, a hedonism lifestyle was found to have a significant influence, although
smaller than financial literacy, on students' financial management. These findings
suggest that increasing financial literacy can help students manage their finances better,
while a hedonistic lifestyle tends to contribute to less than optimal financial
management behavior.

Keywords: Financial Literacy, Hedonism Lifestye, Financial Management
179 bisnis 2024

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